Smartpay
EFTPOS Machine
Empowering New Zealand businesses with reliable and versatile EFTPOS machines, tailored to your needs.
Choose an EFTPOS machine that suits your business
Smartpay’s range of EFTPOS terminals are designed to support all kinds of business requirements. Whatever your size or industry, we can help you make it easy for your customers to pay whenever and however they want.
Mobile EFTPOS
A versatile payment terminal for New Zealand businesses
Take payments on the go with mobile EFTPOS machines; designed for businesses that want the flexibility to take payments anywhere, at any time.
- Sleek and portable design for payments on the go
- Multiple connectivity (GPRS/3G/4G, Wi-Fi and LAN)
- Enabled for contactless and credit card payments
- Plenty of customisable value-added features
Countertop EFTPOS
The reliable EFTPOS machine for New Zealand businesses
Smartpay’s countertop EFTPOS terminals are reliable and dynamic allowing you to make seamless transactions regardless of the size of your business.
- Contemporary design to suit any counter top
- Reliable wired connectivity via Ethernet or LAN cable
- Enabled for contactless and credit card payments
- Plenty of customisable value added features
Exclusive Offer: Get 12 months FREE EFTPOS Rental
Get the first 12 months of EFTPOS Rental free*. Simply ask us to apply this deal when you sign up for a 36-month EFTPOS rental contract with Smartpay.
Applicable to new Smartpay customers.
*Terms & Conditions apply.
Compare EFTPOS machines
Mobile EFTPOS | Countertop EFTPOS | |
---|---|---|
Physical design | Portable, lightweight and easy to carry | Stylish fit for any countertop surface. Perfect in-store payments solution |
Connectivity options | Wi-Fi, Mobile SIM (GPRS/3G/4G) or Wired (Ethernet) internet connection | Wired (Ethernet) internet connection |
Best suited for | Where payments are needed on the move or internet is unavailable (uses SIM card) | Where payments can be taken on a till or tabletop with a wired internet connection |
Optional add-ons | Bluetooth enabled charging base | |
Term availability | Available for short term rentals and long term lease | Available for short term rentals and long term lease |
Payment methods | Accept all major debit and credit cards. Enabled for insert, swipe, QR code mobile payments and contactless payments from cards and smart devices. | Accept all major debit and credit cards. Enabled for insert, swipe, QR code mobile payments and contactless payments from cards and smart devices. |
Surcharging | Automatic surcharging available for contactless and credit card payments | Automatic surcharging available for contactless and credit card payments |
Value-add payment features | Includes cash out, tipping, MOTO (card not present) and refunds | Includes cash out, tipping, MOTO (card not present) and refunds |
24/7 NZ based support | Technical help desk support available 24/7/365 | Technical help desk support available 24/7/365 |
Mobile EFTPOS | ||
---|---|---|
Physical design | Portable, lightweight and easy to carry | |
Connectivity options | Wi-Fi, 3G (SIM) or Wired (Ethernet) internet connection | |
Best suited for | Where payments are needed on the move or internet is unavailable (uses SIM card) | |
Optional add-ons | Bluetooth enabled charging base | |
Term availability | Available for short term rentals and long term lease | |
Payment methods | Accept all major debit and credit cards. Enabled for insert, swipe, QR code mobile payments and contactless payments from cards and smart devices. | |
Surcharging | Automatic surcharging available for contactless and credit card payments | |
Value-add payment features | Includes cash out, tipping, MOTO (card not present) and refunds | |
24/7 NZ based support | Technical help desk support available 24/7/365 |
Countertop EFTPOS | ||
---|---|---|
Physical design | Stylish fit for any countertop surface. Perfect in-store payments solution | |
Connectivity options | Wired (Ethernet) internet connection | |
Best suited for | Where payments can be taken on a till or tabletop with a wired internet connection | |
Optional add-ons | ||
Term availability | Available for short term and long term lease | |
Payment methods | Accept all major debit and credit cards. Enabled for insert, swipe, QR code mobile payments and contactless payments from cards and smart devices. | |
Surcharging | Automatic surcharging available for contactless and credit card payments | |
Value-add payment features | Includes cash out, tipping, MOTO (card not present) and refunds | |
24/7 NZ based support | Technical help desk support available 24/7/365 |
Competitive EFTPOS machine prices with Smartpay
At Smartpay, we believe in transparency and simplicity when it comes to our EFTPOS pricing structure. Our payment specialists customise the EFTPOS solution and the pricing plans to your requirements depending on the type of terminal and lease term you choose.
EFTPOS is a cost-effective option for almost any business, with just three main costs:
Leasing an EFTPOS Machine
Connecting to a Payment network
Getting Merchant Services
Leasing an EFTPOS Machine
Leasing an EFTPOS machine
- Enjoy seamless transactions with a fixed monthly leasing cost, ensuring straight forward budgeting for your business costs.
- Choose between short-term and long-term lease durations, with 24 to 36 months contracts available, offering cost-efficiency.
- Benefit from 24/7 dedicated support and automatic compliance updates, hassle-free, ensuring a seamless and reliable EFTPOS experience for your business.
Connecting to a Payment network
Connecting to a payment (EFTPOS) network
- Paid directly to Worldline, a fixed monthly fee of $18.90 + GST keeps you connected and includes an unlimited number of insert/swipe transactions (with EFTPOS and debit cards).
- We connect to NZ’s leading payment network, Worldline (formerly Paymark), ensuring reliable and secure EFTPOS transactions.
Getting Merchant Services
Merchant facility and service
- Negotiated directly with your business bank or acquirer.
- Includes a business bank account from your bank or acquirer for you to receive your funds.
- Merchant services fees (MSF) charged for certain transactions (credit cards and contactless) processed through your merchant facility. Smartpay provides the option to pass these fees on to customers through surcharges, allowing you to offset the cost of acceptance.
Tips to reduce EFTPOS costs
Consider longer lease terms (such as 24 to 36 months) to help reduce monthly rates.
Consider implementing surcharges on credit card and contactless transactions to mitigate Merchant Service Fees.
Contribute to sustainability by disabling default receipt printing, saving paper and the environment.
Prioritise service quality when evaluating providers; you’re investing in reliability and continual support.
Consider a Point of Sale (POS) system to minimise customer time spent at checkout by eliminating manual keying of transactions and potential errors.
Payment apps and Value-added features
Smartpay EFTPOS machines come with various payment features to add value to Kiwi businesses and help customise your payment solution. You can choose from a range of point of sale (POS) integrations, value-add ons and applications that will enhance the way you do business and take payments from your customers.
Point of Sale (POS) integrations
Seamlessly integrate your EFTPOS machine with world leading POS providers
Contactless payments
Tap into the power of contactless payments and improve your customer experience
Paywave & Credit card surcharge
Minimise your cost of acceptance of credit cards and contactless payments with an automatic surcharge
Short Term and Flexible Term rentals
As a payments provider, we understand that your business has flexible needs. Our Short term and Flexible term rentals solutions are cost-effective options designed for when you require an EFTPOS machine for a shorter term.
Up to 3 months – Our Short term solution works perfectly for one-off events when you need to take payments at markets, pop-ups, school fairs and charity drives. You can hire the EFTPOS machine for a day, week or month.
More than 3 months – Our Flexible Term solution is perfect for businesses that are looking to rent a terminal for 3-12 months. If you are just starting out or your business has seasonal changes, this solution gives you the flexibility you need.
What makes Smartpay EFTPOS machines the preferred choice in New Zealand?
Discover why Smartpay leads the way in EFTPOS solutions in New Zealand, offering unique advantages that define our brand:
In-house tech and support teams
- Access to in-house tech and support teams means easy communication, prompt support and handy EFTPOS advice.
- Say goodbye to long hold times, middle-men and third-party complications.
Leading 24/7 service and support
- Enjoy around-the-clock, in-house customer support for prompt issue resolution. Our support team is Kiwi-based, so speak to a local who understands your business and can offer swift support.
- Explore our service promise on our “Why Smartpay” page to learn more about our commitment to service excellence.
Feature-rich, fully customisable solutions
- Smartpay's EFTPOS machines come with a suite of customisable features at no extra cost.
- Tailor your EFTPOS experience to suit your business's unique needs.
Proudly local - Supporting 35,000+ businesses
- As a local Kiwi business, Smartpay supports over 35,000 businesses across New Zealand and Australia.
- Choose Smartpay to benefit from local expertise and contribute to our thriving business community.
Success stories with Smartpay EFTPOS machines
”Being able to accept a variety of payment methods including cards, mobile payments and QR code payments on our Smartpay EFTPOS machine has allowed us to serve more customers and increase sales”
Tanja West-Hill, Store Manager, Weekend Max Mara
What our customers have to say
Hannah N.
Jamie is very helpful and the team of Smartpay support our business very quickly. Thank you very much.
Steve Forbes M.
Vasco and the team at Smartpay were awesome. We had 2 different EFTPOS companies and migrated 2 stores and the main office in one go. thank you for making the seamless! - Canterbury of NZ
BY Medical Surgical L.
We have been a client for the past 7 years. Seamless, proactive and professional service every time. A special shout out to Faye Mateni (Payment Specialist) for her patience in answering all our queries and reassurances that our contract negotiations are well met. The cost savings as part of our renewal was the cheery on the top. Highly recommended!
George M.
I had a fantastic experience working with Alex from SmartPay. Their expertise and responsiveness made the entire process smooth and hassle-free. Alex took the time to understand my needs and provided tailored solutions that exceeded my expectations. Highly recommend!
Hafsa Tariq A.
The whole process was very straightforward and smooth. Mansi from SmartPay was very efficient and helpful during the whole process.
HR M.
Smartpay and Mansi have been amazing. This is first time i am dealing with Mansi but she had amazing skill and patience to deal with clients. Nice and easy to communicate on the end of the phone .I never been problem with smart pay before this time Mansi dealing sort out big matter for me ...Really thank you Mansi and Smart Pay team
Ada H.
Alex and the SmartPay team are awesome, transition was smooth.
Alex
Dealt with a gentleman named Alex who provided excellent service.
QuinnMary C.
Mansi from Smartpay very professional. Her advice very helpful to my business. Thank you very much.
Jack S.
Have used them for years and have no complaints. Quick resolutions when issues arise. Recently, Alex Hayes has been pro-active and helped us save on fees and charges. Thank you Alex.
Understanding EFTPOS machines
Whether you are setting up a new business or are an established business looking to get started with EFTPOS, here are a few useful resources to help you navigate the complexity of EFTPOS machines and providers: