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Smartpay

EFTPOS Machine

Empowering New Zealand businesses with reliable and versatile EFTPOS machines, tailored to your needs.

Choose an EFTPOS machine that suits your business

Smartpay’s range of EFTPOS terminals are designed to support all kinds of business requirements. Whatever your size or industry, we can help you make it easy for your customers to pay whenever and however they want. 

Mobile EFTPOS

Card inserted inside EFTPOS machine for payment

A versatile payment terminal for New Zealand businesses

Take payments on the go with mobile EFTPOS machines; designed for businesses that want the flexibility to take payments anywhere, at any time.

Countertop EFTPOS​

The reliable EFTPOS machine for New Zealand businesses

Smartpay’s countertop EFTPOS terminals are reliable and dynamic allowing you to make seamless transactions regardless of the size of your business. 

Exclusive Offer: Get 12 months FREE EFTPOS Rental

Get the first 12 months of EFTPOS Rental free*. Simply ask us to apply this deal when you sign up for a 36-month EFTPOS rental contract with Smartpay.
Applicable to new Smartpay customers.

*Terms & Conditions apply.

Compare EFTPOS machines

 Mobile EFTPOSCountertop EFTPOS
Physical designPortable, lightweight and easy to carryStylish fit for any countertop surface. Perfect in-store payments solution
Connectivity optionsWi-Fi, Mobile SIM (GPRS/3G/4G) or Wired (Ethernet) internet connectionWired (Ethernet) internet connection
Best suited forWhere payments are needed on the move or internet is unavailable (uses SIM card)Where payments can be taken on a till or tabletop with a wired internet connection
Optional add-onsBluetooth enabled charging base 
Term availabilityAvailable for short term rentals and long term leaseAvailable for short term rentals and long term lease
Payment methodsAccept all major debit and credit cards. Enabled for insert, swipe, QR code mobile payments and contactless payments from cards and smart devices.Accept all major debit and credit cards. Enabled for insert, swipe, QR code mobile payments and contactless payments from cards and smart devices.
SurchargingAutomatic surcharging available for contactless and credit card paymentsAutomatic surcharging available for contactless and credit card payments
Value-add payment featuresIncludes cash out, tipping, MOTO (card not present) and refundsIncludes cash out, tipping, MOTO (card not present) and refunds
24/7 NZ based supportTechnical help desk support available 24/7/365 Technical help desk support available 24/7/365
 Mobile EFTPOS 
Physical designPortable, lightweight and easy to carry 
Connectivity optionsWi-Fi, 3G (SIM) or Wired (Ethernet) internet connection 
Best suited forWhere payments are needed on the move or internet is unavailable (uses SIM card) 
Optional add-onsBluetooth enabled charging base 
Term availabilityAvailable for short term rentals and long term lease 
Payment methodsAccept all major debit and credit cards. Enabled for insert, swipe, QR code mobile payments and contactless payments from cards and smart devices. 
SurchargingAutomatic surcharging available for contactless and credit card payments 
Value-add payment featuresIncludes cash out, tipping, MOTO (card not present) and refunds 
24/7 NZ based supportTechnical help desk support available 24/7/365 
 Countertop EFTPOS 
Physical designStylish fit for any countertop surface. Perfect in-store payments solution 
Connectivity optionsWired (Ethernet) internet connection 
Best suited forWhere payments can be taken on a till or tabletop with a wired internet connection 
Optional add-ons  
Term availabilityAvailable for short term and long term lease 
Payment methodsAccept all major debit and credit cards. Enabled for insert, swipe, QR code mobile payments and contactless payments from cards and smart devices. 
SurchargingAutomatic surcharging available for contactless and credit card payments 
Value-add payment featuresIncludes cash out, tipping, MOTO (card not present) and refunds 
24/7 NZ based supportTechnical help desk support available 24/7/365 

Competitive EFTPOS machine prices with Smartpay

At Smartpay, we believe in transparency and simplicity when it comes to our EFTPOS pricing structure. Our payment specialists customise the EFTPOS solution and the pricing plans to your requirements depending on the type of terminal and lease term you choose.  

EFTPOS is a cost-effective option for almost any business, with just three main costs:

Leasing an EFTPOS machine

  • Enjoy seamless transactions with a fixed monthly leasing cost, ensuring straight forward budgeting for your business costs.
  • Choose between short-term and long-term lease durations, with 24 to 36 months contracts available, offering cost-efficiency.
  • Benefit from 24/7 dedicated support and automatic compliance updates, hassle-free, ensuring a seamless and reliable EFTPOS experience for your business.

Connecting to a payment (EFTPOS) network

  • Paid directly to Worldline, a fixed monthly fee of $18.90 + GST keeps you connected and includes an unlimited number of insert/swipe transactions (with EFTPOS and debit cards).
  • We connect to NZ’s leading payment network, Worldline (formerly Paymark), ensuring reliable and secure EFTPOS transactions.

Merchant facility and service

  • Negotiated directly with your business bank or acquirer.
  • Includes a business bank account from your bank or acquirer for you to receive your funds.
  • Merchant services fees (MSF) charged for certain transactions (credit cards and contactless) processed through your merchant facility. Smartpay provides the option to pass these fees on to customers through surcharges, allowing you to offset the cost of acceptance.
S920 EFTPOS machine front on

Tips to reduce EFTPOS costs

Consider longer lease terms (such as 24 to 36 months) to help reduce monthly rates.

Consider implementing surcharges on credit card and contactless transactions to mitigate Merchant Service Fees.

Contribute to sustainability by disabling default receipt printing, saving paper and the environment.

Prioritise service quality when evaluating providers; you’re investing in reliability and continual support.

Consider a Point of Sale (POS) system to minimise customer time spent at checkout by eliminating manual keying of transactions and potential errors. 

food truck lady using short term EFTPOS hire

Payment apps and Value-added features

Smartpay EFTPOS machines come with various payment features to add value to Kiwi businesses and help customise your payment solution. You can choose from a range of point of sale (POS) integrations, value-add ons and applications that will enhance the way you do business and take payments from your customers. 

EFTPOS machine next to laptop with POS screen

Point of Sale (POS) integrations

Seamlessly integrate your EFTPOS machine with world leading POS providers

Contactless card payment on bar counter

Contactless payments

Tap into the power of contactless payments and improve your customer experience

EFTPOS machine with surcharge screen and surcharge receipt beside it

Paywave & Credit card surcharge

Minimise your cost of acceptance of credit cards and contactless payments with an automatic surcharge

Short Term and Flexible Term rentals

As a payments provider, we understand that your business has flexible needs. Our Short term and Flexible term rentals solutions are cost-effective options designed for when you require an EFTPOS machine for a shorter term. 

Up to 3 months – Our Short term solution works perfectly for one-off events when you need to take payments at markets, pop-ups, school fairs and charity drives. You can hire the EFTPOS machine for a day, week or month. 

More than 3 months – Our Flexible Term solution is perfect for businesses that are looking to rent a terminal for 3-12 months. If you are just starting out or your business has seasonal changes, this solution gives you the flexibility you need.

What makes Smartpay EFTPOS machines the preferred choice in New Zealand?

Discover why Smartpay leads the way in EFTPOS solutions in New Zealand, offering unique advantages that define our brand:

In-house tech and support teams

Leading 24/7 service and support

Feature-rich, fully customisable solutions

Proudly local - Supporting 35,000+ businesses

Success stories with Smartpay EFTPOS machines

”Being able to accept a variety of payment methods including cards, mobile payments and QR code payments on our Smartpay EFTPOS machine has allowed us to serve more customers and increase sales”

What our customers have to say

Great
4.2
Based on 209 reviews
Hannah N.
Hannah N.
Jamie is very helpful and the team of Smartpay support our business very quickly. Thank you very much.
Steve Forbes M.
Steve Forbes M.
Vasco and the team at Smartpay were awesome. We had 2 different EFTPOS companies and migrated 2 stores and the main office in one go. thank you for making the seamless! - Canterbury of NZ
BY Medical Surgical L.
BY Medical Surgical L.
We have been a client for the past 7 years. Seamless, proactive and professional service every time. A special shout out to Faye Mateni (Payment Specialist) for her patience in answering all our queries and reassurances that our contract negotiations are well met. The cost savings as part of our renewal was the cheery on the top. Highly recommended!
George M.
George M.
I had a fantastic experience working with Alex from SmartPay. Their expertise and responsiveness made the entire process smooth and hassle-free. Alex took the time to understand my needs and provided tailored solutions that exceeded my expectations. Highly recommend!
Hafsa Tariq A.
Hafsa Tariq A.
The whole process was very straightforward and smooth. Mansi from SmartPay was very efficient and helpful during the whole process.
HR M.
HR M.
Smartpay and Mansi have been amazing. This is first time i am dealing with Mansi but she had amazing skill and patience to deal with clients. Nice and easy to communicate on the end of the phone .I never been problem with smart pay before this time Mansi dealing sort out big matter for me ...Really thank you Mansi and Smart Pay team
Ada H.
Ada H.
Alex and the SmartPay team are awesome, transition was smooth.
Alex
Alex
Dealt with a gentleman named Alex who provided excellent service.
QuinnMary C.
QuinnMary C.
Mansi from Smartpay very professional. Her advice very helpful to my business. Thank you very much.
Jack S.
Jack S.
Have used them for years and have no complaints. Quick resolutions when issues arise. Recently, Alex Hayes has been pro-active and helped us save on fees and charges. Thank you Alex.
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Understanding EFTPOS machines

Whether you are setting up a new business or are an established business looking to get started with EFTPOS, here are a few useful resources to help you navigate the complexity of EFTPOS machines and providers: