Get EFTPOS & Instore Payments Your Way

Payments.Tailored to Your Business.

Welcome to Smartpay Your One Stop Shop Instore Payments & EFTPOS Provider for your business.

Smartpay now can offer your business your merchant facility, terminal and great customer service.

Choose New Zealand’s Most Preferred EFTPOS Provider* - Proudly Local for Over 20 Years

Whether you’re a busy retailer, a bustling bar or a busy restaurant, our solutions are designed to fit your business like a glove. Rely on us to simplify the way you take payments —anytime, anywhere.

Why Choose Smartpay?

Discover a range of payment solutions—whether you take payments in-store or on the go, you're in great hands! You no longer need to rely on your bank to provide you with your merchant facility and EFTPOS machine.

Choose the trusted payments provider in New Zealand that’s here to give businesses of all sizes a great deal and the service they deserve. All solutions are designed to help you save time and money—what’s not to love?

Level up with Smartpay and choose how you’d like to take payments!

Explore Our Payment Solutions

Low Cost Tap & Pay

Let Smartpay provide your business with a low-cost merchant fee, a state-of-the-art Android terminal and 24/7 local customer support. You'll enjoy:
  • Free terminal rental with no network fee*
  • Tap, swipe or insert with one low rate across Visa and Mastercard transactions
  • Predictable monthly billing
  • 7-day settlement into your business bank of choice
  • A multi-carrier network SIM to keep you trading with Wi-Fi back-up
  • Handy portal to view your transactions & settlements
  • Easy set-up and quick delivery of your terminal
  • Accept AMEX & Buy Now Pay Later (BNPL) with an existing account
*Minimum monthly fee and T&Cs apply.

Long Term EFTPOS Machine Rentals

Choose your bank for your merchant facility and let Smartpay provide you with a reliable and cost-effective EFTPOS terminal. With EFTPOS Machine Rentals, you’ll enjoy:
  • Competitive rental rates 
  • First 12 months FREE EFTPOS rental on a 36 month term^
  • Connects to Worldline, NZ’s largest payment network provider^^
  • Works with any acquiring bank of your choice^^
  • Accept all the payment methods of your choice—Insert, swipe and contactless ready
  • Short term and flexible rental lease terms also available
^T&Cs apply
^^Additional 3rd party fees apply

When You Choose Smartpay As Your Preferred Payments Partner, You Also Get

Speedy, simple plug and play setup. 
24/7 local expert support on hand—always!
A range of payment features to customise your solution.
Simple, affordable and transparent pricing plans.
Quick and easy transaction reporting.
Regular software updates to keep your payments safe.

Let banks do banking. Trust Smartpay, the specialists for your EFTPOS & payment solutions.

Accept All The Popular Payment Methods In All The Popular Ways

Process all major debit and credit cards: Visa, Mastercard, EFTPOS and American Express.

Accept contactless payment methods from cards, smartphones or wearable devices.

eftpos machine

Contactless Card Payments

Our Android machines make contactless payments easy, accepting Mastercard Tap & Go and Visa payWave.

Contactless Device Payments

Smartpay terminals accept payments from smartphone and watch devices, including Apple Pay, Google Pay, Samsung Pay or Android Pay.

Credit Card Payments

Our card reader accepts all major credit and debit cards, including Mastercard or Visa, and the option to add on American Express.

Smooth Payments with the Smartpay EFTPOS Machine

Android A920

  • Modern, sleek and wireless design for portability
  • Tap, swipe or insert with one low rate across Visa and Mastercard transactions with Low Cost Tap & Pay
  • A multi-carrier network SIM to keep you trading with option for Wi-Fi back-up
  • Long battery life to keep you tapping away
  • Large, intuitive touchscreen for easy handling
  • View transactions and settlements in the Smartpay Hub
  • Enjoy speedy transactions and 7-day settlements into your existing business bank

Smartpay S920

  • Compact, simple and wireless design for portability
  • Accept EFTPOS, debit, credit and contactless payments via insert, swipe and tap
  • Available on flexible long term and short term hire plans
  • Multiple connectivity options with LAN, Wi-Fi or 4G SIM
  • Optional Bluetooth charging base
  • Coloured LED screen with physical PIN pad
  • Connect to Worldline - NZ’s largest payment network (3rd party fees apply)

Discover All Our EFTPOS Features & Add-Ons

Smartpay knows every business is unique. That’s why we offer a range of features and value packed add-ons to make your EFTPOS experience tailor-made for you:

POS Integrated EFTPOS

Sync up with top POS providers for a seamless payment experience.

Contactless Payments

Tap into the power of quick payments with contactless cards and smart devices.

MOTO/Card Not Present Payments

Accept payments when the customers’ card is not physically present.

Short Term Rentals

Flexible EFTPOS for your short term payment needs, it’s on your terms!

Multiple Connectivity Options

Versatile connectivity via 4G & Wi-Fi to keep your payments going.

Easy Plug & Play Set-up

Your terminal is ready to go right out of the box.

24/7 NZ Support

Need a hand? Our friendly, local support team is just a call away.
...and Many More
Explore All EFTPOS Features

EFTPOS For Businesses Of All Sizes & Industries

No matter how, where or when you like to do business, trust Smartpay EFTPOS to be your handy sidekick when accepting customer payments.

Our Customers Love Us For What We Do

Choose
New Zealand’s
Most Preferred EFTPOS Provider*

Proudly Local for Over 20 Years

*Smartpay SME research, completed by an independent party, November 2023.

Make the Smart Choice with Smartpay

,000+

Businesses Trust Us

,000+

EFTPOS Terminals Supported

+

Years of Simplifying Payments
Smartpay A920Pro terminal awaiting payment in Charcutere

Save Time and Money with Smartpay!

Every day, our Kiwi Payment Specialists help businesses like yours switch to a payment solution tailored to their business. Let’s chat about your payment needs today.
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