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EFTPOS & Payment specialists

Looking for a payment solution that’s tailored to your business needs? Look no further than Smartpay EFTPOS, the leading EFTPOS specialists in New Zealand. 

Why Smartpay EFTPOS are the leading specialists in New Zealand

As Australasia’s largest independently owned and operated EFTPOS provider, we offer a wide range of payment solutions to suit all kinds of businesses, no matter your industry or location. 

We have been helping Kiwi businesses with EFTPOS solutions for 20 years by simplifying payments so you can focus on what you do best – growing your business.

At Smartpay, we’re committed to providing industry leading service and support. Our in-house teams offer the very best in technology, and we back it up with helpful and efficient round-the-clock support. With our service-first philosophy, you can trust that we’re dedicated to helping your business succeed.

Two business owners shaking hands

20 years of payments experience

Since being founded in 1986, Smartpay has provided a range of payment services, including EFTPOS, to small and medium-sized businesses in New Zealand. Smartpay went public on the New Zealand Stock Exchange (NZX) on March 12, 1987.

Over the years, we continued to grow our presence in the market through strategic acquisitions, including the purchase of the payments division of ProvencoCadmus in 2009 and Viaduct in 2013, adding their teams and experience to our repertoire.

Today, we have become one of the leading EFTPOS providers in the country. This growth has given us more than 20 years of experience in the payments market in New Zealand. 

Throughout our history, we have remained committed to providing top-notch service and support to our customers which has led to a deep trust for our brand in the market. 

40,000+ businesses who use our product

Being a local payments provider, it is in our DNA to help local businesses grow and succeed with our solutions. Not only do we simplify payments, we also provide tailored solutions specific to industries and business needs.

Our products and services support small and medium businesses across retail, hospitality, beauty salons, tourism and charities, to name a few industries.

Whether you are new to EFTPOS, new to business or want to change providers, our payment specialists make the process hassle-free and quick. We provide a set-and-forget solution that’s dependable and easy to use, taking care of upgrades and compliance while you get on with business. Our help desk is available 24/7 for assistance with anything related to your EFTPOS solution.

56,000+ EFTPOS terminals currently in use

We offer a range of versatile and reliable EFTPOS machines to suit different business requirements. Whether it’s payments on the go or table service indoors, our terminals will help you take payments with ease.

We are the largest direct connector of EFTPOS terminals to New Zealand’s largest payment network, Worldline, working together to provide secure, reliable and rapid payment transactions.

Worldline has a 70% share of all of NZ’s payment transactions with over 150,000 terminals and 85,000 merchants on their network. 

Get 12 months free EFTPOS rental

Get 12 months free on your EFTPOS rental. Simply ask us to apply this deal when you sign up on a 36 month EFTPOS rental contract with Smartpay.

Applicable to new Smartpay customers. 

*Terms & Conditions apply.

EFTPOS solutions specialised for your business

Our EFTPOS solutions are designed for businesses across all industries and sizes. 
We focus on providing reliability, usability and efficiency in our technology so you can take payments with ease and provide the best experience to your customers. 

Making payments easy with Smartpay

We like to give our customers the freedom and flexibility to take payments any time, anywhere. By supporting thousands of merchants over the years, we have developed solutions that make payments easier and enhance how you do business. 

Free features & add-ons

Smartpay provide a range of free* features and value added services to customise your payment solution. We develop our features and integrations in-house so you’re dealing directly with the experts. 

  • Offer ultimate flexibility in payments to your customers – Smartpay terminals can accept a range of payment options like payWave, credit cards, QR code payments and more!
  • Seamless integrations with Point of Sale (POS) systems – Our terminals integrate with leading POS providers for an automated and seamless payment experience.
  • Customise your EFTPOS solution – Choose from industry-specific features like tipping, pre-auth payments and surcharging. 

*3rd party fees may apply. 

Short term EFTPOS machine hire S920 terminal

What our customers have to say

Excellent
4.3
Based on 227 reviews
Lisa N.
Lisa N.
You can't go past this company! We dealt with Maja G in sales - who helped navigate the info and bring my client into the 21st century. Maja assisted us in this process with absolute ease, professionalism and was such a pleasure to deal with!. I cannot praise her enough!! Thank you again and we look forward to working with you all! beyond 5 stars!!!!
Bruce G.
Bruce G.
Very happy with machine and service has been excellent 👍
Lafoaina S.
Lafoaina S.
Pam was very helpful and was very patient with the whole process! Thank you Pam for your help, we appreciate you!
Clive W.
Clive W.
Quick hassle free process.
Mariangela H.
Mariangela H.
We love Smartpay! The terminal is user-friendly and we havent encountered any issues. 🙂
Sue L.
Sue L.
Josh was outstanding - really understands what delivering good customer service entails. We would highly recommend Smartpay!
Quentin C.
Quentin C.
Exemplary customer service from Smartpay and Nathan. I've used Smartpay for first time short-term hires for 2 different NFP's banking at 2 different banks. One bank was very difficult to work with and without Nathan it would have been too late for the event we were holding. Highly recommended to minimise the stress.
Sylvie W.
Sylvie W.
Our Rotary Club needed an EFTPOS machine in a hurry, so we contacted Smart Pay. Being elderly, we imagined this would be a daunting task, but it was anything but. Maja, at Smart Pay, realizing not everyone is confident completing and signing on line documents, sent us a printable copy, which made the process very simple. Maja was patient with us oldies, treating us with the utmost respect and consideration. She was friendly, and a pleasure to deal with. Now we are off selling our high end Xmas puddings, so a nice cash injection for our many charities coming up, thanks to Smart Pay !
Pamela R.
Pamela R.
As a brand new business, Xev at Smartpay was a massive help in getting me set up with this. He listened to my needs, was patient and understanding, extremely knowledgeable and super supportive, checking in regularly to ensure all was ok ...even helping out with what was needed from my bank. Thanks Xev ...you've been amazing. The customer service support team are also fab ...a wee wait sometimes on the phone, but always able to talk me through what's needed to get any issues resolved or any questions answered. Thanks Smartpay ...a smooth intro to using your system! Great value too!
Derek A.
Derek A.
I recently took over a business with an existing terminal, smartpay walked me through their process and on day one, everything worked like it should have. They followed up to ensure I was happy, and now it just works. Mansi Mudgil from Smartpay was excellent to work with.
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Speak with one of our Kiwi payment specialists today!

Every year our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. Talk to us about your business today.