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EFTPOS & Payment specialists

Looking for a payment solution that’s tailored to your business needs? Look no further than Smartpay EFTPOS, the leading EFTPOS specialists in New Zealand. 

Why Smartpay EFTPOS are the leading specialists in New Zealand

As Australasia’s largest independently owned and operated EFTPOS provider, we offer a wide range of payment solutions to suit all kinds of businesses, no matter your industry or location. 

We have been helping Kiwi businesses with EFTPOS solutions for 20 years by simplifying payments so you can focus on what you do best – growing your business.

At Smartpay, we’re committed to providing industry leading service and support. Our in-house teams offer the very best in technology, and we back it up with helpful and efficient round-the-clock support. With our service-first philosophy, you can trust that we’re dedicated to helping your business succeed.

Two business owners shaking hands

20 years of payments experience

Since being founded in 1986, Smartpay has provided a range of payment services, including EFTPOS, to small and medium-sized businesses in New Zealand. Smartpay went public on the New Zealand Stock Exchange (NZX) on March 12, 1987.

Over the years, we continued to grow our presence in the market through strategic acquisitions, including the purchase of the payments division of ProvencoCadmus in 2009 and Viaduct in 2013, adding their teams and experience to our repertoire.

Today, we have become one of the leading EFTPOS providers in the country. This growth has given us more than 20 years of experience in the payments market in New Zealand. 

Throughout our history, we have remained committed to providing top-notch service and support to our customers which has led to a deep trust for our brand in the market. 

35,000+ businesses who use our product

Being a local payments provider, it is in our DNA to help local businesses grow and succeed with our solutions. Not only do we simplify payments, we also provide tailored solutions specific to industries and business needs.

Our products and services support small and medium businesses across retail, hospitality, taxis, tourism and charities, to name a few industries.

Whether you are new to EFTPOS, new to business or want to change providers, our payment specialists make the process hassle-free and quick. We provide a set-and-forget solution that’s dependable and easy to use, taking care of upgrades and compliance while you get on with business. Our help desk is available 24/7 for assistance with anything related to your EFTPOS solution.

48,000+ EFTPOS terminals currently in use

We offer a range of versatile and reliable EFTPOS machines to suit different business requirements. Whether it’s payments on the go or table service indoors, our terminals will help you take payments with ease.

We are the largest direct connector of EFTPOS terminals to New Zealand’s largest payment network, Worldline, working together to provide secure, reliable and rapid payment transactions.

Worldline has a 70% share of all of NZ’s payment transactions with over 150,000 terminals and 85,000 merchants on their network. 

Get 12 months free EFTPOS rental

Get 12 months free on your EFTPOS rental. Simply ask us to apply this deal when you sign up on a 36 month EFTPOS rental contract with Smartpay.

Applicable to new Smartpay customers. 

*Terms & Conditions apply.

EFTPOS solutions specialised for your business

Our EFTPOS solutions are designed for businesses across all industries and sizes. 
We focus on providing reliability, usability and efficiency in our technology so you can take payments with ease and provide the best experience to your customers. 

Making payments easy with Smartpay

We like to give our customers the freedom and flexibility to take payments any time, anywhere. By supporting thousands of merchants over the years, we have developed solutions that make payments easier and enhance how you do business. 

Free features & add-ons

Smartpay provide a range of free* features and value added services to customise your payment solution. We develop our features and integrations in-house so you’re dealing directly with the experts. 

  • Offer ultimate flexibility in payments to your customers – Smartpay terminals can accept a range of payment options like payWave, credit cards, QR code payments and more!
  • Seamless integrations with Point of Sale (POS) systems – Our terminals integrate with leading POS providers for an automated and seamless payment experience.
  • Customise your EFTPOS solution – Choose from industry-specific features like tipping, pre-auth payments and surcharging. 

*3rd party fees may apply. 

Short term EFTPOS machine hire S920 terminal

What our customers have to say

Great
4.2
Based on 170 reviews
neeta A.
neeta A.
Great onboarding service ... Thanks Xev 🙂
Stephen B.
Stephen B.
We set up a Takeaway Coffee business recently and needed an Eftpos /Point of Sale solution. What Smartpay offered was excellent, even got free point of sale software (you'll need an IOS device to run it). The set up was smooth and friendly, and the solution robust and reliable. Highly recommend Smartpay.
Elaynah L.
Elaynah L.
I am extremely happy with the customer service I received from Joshua Cammock. He was quick (like within the hr) to call me when I placed an online enquiry, helped me with every little step I needed to know as a new business owner setting up eftpos for the first time. Set up my eftpos and managed to have one in my hands the day before I opened when I expected it to take much longer. Thanks Joshua for making something i found daunting such an easy process for me!
christainson W.
christainson W.
Got a call from the TL today regarding the service, it was so nice to see the prompt response to help customers with any grievances.Had a very bad experience Monday night, usually Smartpay does above exceptional service but this time I came across a rep who did not want to help but kept telling what things they can't support. I worked in tech support, and there is something called probing. You ask questions like what is not working instead of shutting off your customer saying, we don't support that.Otherwise Smartpay is always so good.
Sam A.
Sam A.
So far so good! Joshua Cammock was very organised and had excellent communication skills. Kept me informed and explained how it all works in great detail. Highly recommended 🤙
Christainson W.
Christainson W.
Smartpay guys are really good, they have excellent customer skills, and they know how to respect their customer. I spoke to Pam L, an agent who assisted me to get my Eftpos machines, she was absolutely amazing, she followed through patiently till the end and was so gracious with all the queries and doubts. She is certainly someone who has a great heart and attitude.Also when I reached outside the hours of pickup, the other agent actually came out of the office and waited for me to handed over the device to me... "that just blew me off", do you really need to do that guys!Thank you so so very much!Chris WelslyChai Wala Bhai
Aurelia Sierra P.
Aurelia Sierra P.
We decided to switch providers from WindCave for their poor service etc. From the "Get-Go" we dealth with Xev. They made it so easy for us. From signing up and making sure we knew what our next step was and ETA's - we were communicated with from the JUMP. Thank you SmartPay team - give my mate Xev a raise or some sort of recognition please.Even after we were all set up - when I emailed for assistance, he referred us onto the help desk team and was so polite and informative. Its always very nerve racking when switching providers and even more so when your liaison is not even informative. We really do appreciate your amazing service Xev!Highly recommend!Team at Health New Lynn
Liza-Kay B.
Liza-Kay B.
Jamie is an amazing rep - he has chased my business, and chased my bank for me. Apart from being friendly and efficient, he was also really good at getting the job done.I have been the worst customer ever - but he got me there in the end 🙂 5 stars and a pay rise for Jamie!
Newtown Union Health S.
Newtown Union Health S.
Great Solution to meld our PMS as a POS, saves so much time.
Bodywise Natural H.
Bodywise Natural H.
Great service and always very helpful.
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Speak with one of our Kiwi payment specialists today!

Every year our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. Talk to us about your business today.