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An app allowing 2 or more independent merchants to share the EFTPOS terminal in their shared place of business

Multi-merchant application

The Multi-merchant app is perfect for businesses that require multiple merchant access to just the one EFTPOS terminal. This application lets merchants leverage their resources and save money by reducing banks fees and hardware rental costs.

This is also ideal for small businesses or sole traders that manage or own multiple businesses with different bank accounts. No longer do merchants need to keep track off multiple EFTPOS terminals, additional bookkeeping, costs and fees. 

Smartpay lets you consolidate and leverage your resources, saving merchants money and time.

S920 EFTPOS machine with Smartpay logo

Making payments easy with Multi-merchant

Business owners discussing numbers on a screen

Share the EFTPOS rental costs

Split the cost of the EFTPOS rental with individual merchants but get paid into your individual bank accounts

EFTPOS terminal on table close up

Clutter free and stress free sharing

Reduce the clutter in your office by sharing one EFTPOS terminal between multiple individual merchants

Contactless card payment on bar counter

Well suited for multiple industries

Perfectly suited for doctors, physio clinics, hairstylists and merchants sharing the same work space

Why get the Multi-merchant app?

Receive funds to your individual accounts

Each merchant has their own profile set-up on the EFTPOS terminal allowing the amount to settle into respective accounts

Share one terminal among 8 merchants

A single EFTPOS terminal can be programmed with 8 individual merchant accounts for settlement of funds

Keep your bank

Merchants sharing the terminal do not have to have the same bank for their business account.

Free of Charge

This feature is available free of charge to all Smartpay merchants. Just call us to activate.

Short term EFTPOS machine hire S920 terminal

How to get set up with Multi-merchant

All Smartpay terminals have the multi-merchant feature available with the ability to load 8 merchant accounts on them. 

You need to call us to provide the details of the individual merchant numbers that would be sharing this EFTPOS terminal and we will load them up for you.


Learn more about our EFTPOS solutions

Contactless card payment on EFTPOS machine


Take payments on the go with a sleek and versatile mobile EFTPOS terminal

Countertop EFTPOS terminal

Countertop EFTPOS

Your stylish and reliable companion for taking payments in-store

contactless card payment on EFTPOS machine with beer on the side

Short term rentals

Need EFTPOS for a limited time? Check out our flexible short term rental plans

More reasons to choose Smartpay

EFTPOS for everyone

Mobile, Countertop or POS integrated – we’ve got the EFTPOS solution for you.

Flexible solutions

Need a shorter term? Need extra features? Talk to us about a deal for your business.

Experts on hand

No middle men here. Deal directly with the experts. We develop our own software and service our own terminals.

Built on experience

Nearly two decades of making payments simple for Kiwi businesses.

Locally owned and operated

We’re proud of our Kiwi heritage and passionate about helping you succeed.


What our customers have to say

Xevithirus Adrastos was the best contact person to get my machine super fast and ready!, definitely I recommend to get the service from Smartpay 👌😊 happy customer here!
Zdenija S.
Zdenija S.
Shameel was amazing, got everything done ASAP to really help with the opening of our new store. Really appreciate his support and went above and beyond to get it all done in time. Would recommend... smartpay to anyone!read more
Bridie M.
Bridie M.
Xevithirus was absolutely fantastic to deal with. Super knowledgeable and helpful, made everything run smoothly, job was done very quickly. Highly recommended. Thank you.
Katie F.
Katie F.
100% genuine and trustworthy, as a new business owner they have helped me in every way possible to make sure that it works out with my business requirements.
Pizza G.
Pizza G.
We, on behalf of Probasee Bengalee Association of NZ, have hired EFTPOS machine from Smartpay a couple of times in the last few year for a couple of our events. Xev has been instrumental with... required support both these times. He had communicated with us throughout the process, and although we had applied for it quite late and were on a tight deadline, Xev made sure we get the terminal on time both the occasions. His communication, and proactive support and follow-up has been really impressive. We are very happy with the service. 100% recommend them if anyone is looking to hire EFTPOS terminals. And, a very special shout out to Xev for his more
Soham S.
Soham S.
If you own a business and not have SmartPay eftpos solution that mean you being ripped off by others.SmartPay is best and their wifi terminal is Vodafone network that mean full coverage as well.thank... you SmartPay team you guys are awesome 😎read more
Gurwinder S.
Gurwinder S.
Dealing with your Team has been such a welcomed pleasure. I was hesitant to make contact initially as I thought it would be difficult and confusing to make the change! It was totally the opposite. ... Very and efficient with clear and easy to understand information over the phone. Really appreciate the wonderful service from Xevithirus Adrastos! Well done and thankyou againMaread more
Ma & Mel’s Coffee & Kai C.
Ma & Mel’s Coffee & Kai C.
Very helpful. Great Service got this going in 2 days from signing my contract.
pratthana S.
pratthana S.
Great service and competitive price
alex h
alex h
"I had read reviews online and soon discovered Libby's feedback was not just positive but heartwarming so you can imagine my surprise and excitement when I called smartPay and it was beautiful (yes... I could tell she is beautiful over the call) Libby at the other end.She was very friendly, patient and proactive haven understood needs of our startup small business.Libby did her tricks and I got set up and got my eftpos in 4 working days.Thanks Libby, you're a pleasure to work with. You're amazing.SmartPay needs to keep employees like Libby"read more
Adekemi “God's V.
Adekemi “God's V.

Speak with one of our Kiwi payment specialists today!

Every year our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. Talk to us about your business today.