
Talvinder runs a small family business that's been in the game since 2022, selling second-hand phones and PCs. Like any new venture, he watches every expense closely — every saving he makes helps profits.
Talvinder was fed up with the big banks, and indeed keen to get them out of the picture in order to save on fees - and stop surcharges for good.
The goal was simple: find the best payments system with the cheapest rate so he could ditch bank fees and stop surcharging his customers. Which then led him to Smartpay!
The transition to Smartpay’s LCTP solution—powered by the brand new Android terminal — was the game changer for Talvinder’s business. The Android platform isn't just a slick device, it’s the technology that makes the savings possible.
Talvinder has found the new terminal instantly preferable to the old Eftpos system:
The underlying Android technology allows Smartpay to offer a model that sidesteps the costly traditional banking networks:

The financial savings unlocked the merchant's ultimate customer strategy: the "No-Surcharge" sign.
Conclusion: The Smartpay Low Cost Tap & Pay solution, built on the modern, reliable Android platform, isn't just a terminal upgrade — it’s a powerful business tool that delivers significant monthly savings and creates a superior customer experience. The merchant's summary? The service is "Top notch."
