Payment and EFTPOS Specialists

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20+ Years of Payment Solutions

Smartpay has been the ace up the sleeve for businesses in New Zealand for decades and counting. Today, we’re killing it as one of the leading in-store payments providers in the country. With over 20 years of expertise, we have our finger on the pulse and our dedication to supporting our customers has earned us a strong and trusted hand in the market.

With Smartpay, you're not just getting payment solutions; you’re getting a partner your business can count on.

Get Started with Smartpay EFTPOS

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40,000+ Businesses Trust Us

Helping local businesses thrive is in our DNA. We make payments simple and offer tailored solutions to fit your business like a glove.

Our EFTPOS services power small-to-medium-sized businesses across a bunch of brick-and-mortar industries. We deliver a set-and-forget solution that's user-friendly, handling upgrades and compliance with remote updates while you get on with business. Plus, our local support team is available 24/7 to lend a hand. What's not to love?

Read Our Success Stories

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56,000+ EFTPOS Terminals Currently in Use

Choose best-in-class, tailored payment solutions like thousands of others with our innovative EFTPOS machines. With seamless plug-and-play set-up, POS integrations and portability, our terminals are intuitive and easy-to-use.

As Australasia’s largest independent EFTPOS provider, you can rest assured that your business is in good hands.

Whether you're taking payments on the move or serving customers at their tables, our terminals make payments simple.

Check Out Our EFTPOS Machines

What Our Customers Have to Say

Our customers love us for our simple payment solutions that save them money and time. Grab hold of our effortless payment solutions that put money and time back in your pocket. Don’t take our word for it – take theirs!

Customer Reviews

Tailored EFTPOS Payment Solutions

As EFTPOS specialists, we channel our expertise into creating solutions that fit all business shapes, sizes and stages.

Explore Our Payment Solutions

Low Cost Tap & Pay

Let Smartpay provide your business with a low-cost merchant fee, a state-of-the-art Android terminal and 24/7 local customer support. You'll enjoy:

FREE terminal rental* on a 36 month term
No network fee
Tap, swipe or insert with one low rate across Visa and Mastercard transactions
Predictable monthly billing
Settlements paid into you business bank of choice 7 days a week
A multi-carrier network SIM to keep you trading with Wi-Fi back-up
Handy portal to view your transactions & settlements
Easy set-up and quick delivery of your terminal
Accept AMEX & Buy Now Pay Later (BNPL) with an existing account

*Minimum monthly fee and T&Cs apply.

Explore Low Cost Tap & Pay

Long Term EFTPOS Machine Rentals

Choose your bank for your merchant facility and let Smartpay provide you with a reliable and cost-effective EFTPOS terminal. With EFTPOS Machine Rentals, you’ll enjoy:

Competitive rental rates
No EFTPOS rental fee for the first 12 months of a 36 month term^
Connects to Worldline, NZ’s largest payment network provider^^
Works with any acquiring bank of your choice^^
Accept all the payment methods of your choice—Insert, swipe and contactless ready
Short term and flexible rental lease terms also available

^T&Cs apply
^^Additional 3rd party fees apply

Explore Long Term EFTPOS Rentals

When You Choose Smartpay As Your Preferred Payments Partner, You Also Get

Speedy, simple plug and play setup.

24/7 local expert support on hand—always!

A range of payment features to customise your solution.

Simple, affordable and transparent pricing plans.

Quick and easy transaction reporting.

Regular software updates to keep your payments safe.

Let banks do banking. Trust Smartpay, the specialists for your EFTPOS & payment solutions.

Get in Touch With Us

What Makes Us Payment & EFTPOS Specialists

Handy In-Store Payment Solutions

With our sleek Android and S920 terminals, you’ll have everything you need to get the upper hand on reliable, quick and safe payments.

Tap Into Popular Payment Methods

Whether it’s the speed of contactless payments, mobile payments or your customers like paying via credit cards, we’ve got the in-store payment solution for you.

Mobile EFTPOS for Payments Anywhere

Mobile EFTPOS machine that you can count on. With Wi-Fi, 4G or LAN connectivity and a portable machine, you can take payments anywhere, anytime.

24/7 Local NZ Based Support

Need a hand with your payment solution? Our local experts are just a call away, 24/7, all year round.

Free, Value-added Features

Our legendary in-house team is constantly developing new apps and features available for download or update on your payment terminal.

Smartpay: Payment and EFTPOS Specialists

We’re Payment & EFTPOS Specialists: Why It Matters