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Pre-Authorisation

Secure your payment in advance with a smart app that lets you set aside funds on your customer’s card for goods and services provided in advance of final settlement

Pre-authorisation app

The Pre-authorisation app is perfect for hotels,  car rental companies, clubs, pubs and anyone that needs to reserve funds from a customer’s card in advance for goods and services provided. 

As the name suggests, the Pre-authorisation app allows a merchant to put aside a specific amount of money until the good or service is being provided. After which point the merchant can finalise the transaction.

This is a great way for merchants to reduce the risk of fraud, non-payment or insufficient funds with no inconvenience to their business or customers.

S920 EFTPOS machine pre-auth screen

Making payments easy with pre-auth

Customers in a cafe

Protect your business

Mitigate the risk of fraud, non-payment or no funds by reserving an amount on your customer's card in advance

Colleagues discussing work over a coffee table

Provide services in advance

Offer services such as bar tab, express checkout and more with the ability to "hold" customer funds in advance

EFTPOS terminal on table close up

Settle the transaction easily

Avoid potential errors as the terminal keeps track of all open pre-auth transactions. Finalise and settle the amount without the physical card

Why get pre-auth?

Temporarily "hold" customer funds

Reserve your customer's funds instead of transferring them right away

Perform a card check in advance

Allows you to check a card is valid and active without taking or establishing any amount of funds

Easy to use - two step process

Use the AUTH function to hold funds and FINALISE to complete the transaction. Open transactions can be finalised up to 30 days later

Available free of charge

Pre-authorisation feature is available free of charge to Smartpay customers. Just give us a call to set this up for you

Short term EFTPOS machine hire S920 terminal

How to get started with pre-auth

Merchants must request Pre-auth (hospitality) functionality from their Merchant Bank before it can be enabled on their EFTPOS terminal. Pre-auth transactions can be performed on all scheme (Visa, Mastercard etc.) debit and credit cards. 

Once you have Pre-auth enabled on your Smartpay terminal, please call us on 0800 476 278  to activate this free of charge. 

Learn more about our EFTPOS solutions

Contactless card payment on EFTPOS machine

Mobile EFTPOS

Take payments on the go with a sleek and versatile mobile EFTPOS terminal

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Countertop EFTPOS

Your stylish and reliable companion for taking payments in-store

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Short term rentals

Need EFTPOS for a limited time? Check out our flexible short term rental plans

More reasons to choose Smartpay

EFTPOS for everyone

Mobile, Countertop or POS integrated – we’ve got the EFTPOS solution for you.

Flexible solutions

Need a shorter term? Need extra features? Talk to us about a deal for your business.

Experts on hand

No middle men here. Deal directly with the experts. We develop our own software and service our own terminals.

Built on experience

Nearly two decades of making payments simple for Kiwi businesses.

Locally owned and operated

We’re proud of our Kiwi heritage and passionate about helping you succeed.

 

What our customers have to say

Excellent
Smartpay New Zealand
4.3
Based on 248 reviews
suja S.
I am happy with GABRIEL’s Service. I follow his suggestion and I did good decision , never regret to accept his service
Khanh C.
It's great. It saves businesses a lot of money in bank fees.
TINA L.
I love this Smart pay , firstly because this machine works and because we are actually saving our customers money .Instead of them pay waving there savings /cheque card they are inserting and only getting the lower fee .
Ivan R.
Great way to reduce business operating costs.
Christine M.
Excellent choice to use Smartpay, the savings are great!
THEO P.
Great service & saving my business a ton of money... Recommend smart pay to anyone with a business.
Madison C.
Great eftpos machine and is is helping my business save on fees.
Also great customer service and the team is always so helpful
Aval G.
Great customer service
Sav P.
Love it like ECSTASY ✨✨✨✨
Kerrie D.
Love smartpay! Business done easy!
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