Pre-Authorisation
Secure your payment in advance with a smart app that lets you set aside funds on your customer’s card for goods and services provided in advance of final settlement
Pre-authorisation app
The Pre-authorisation app is perfect for hotels, car rental companies, clubs, pubs and anyone that needs to reserve funds from a customer’s card in advance for goods and services provided.
As the name suggests, the Pre-authorisation app allows a merchant to put aside a specific amount of money until the good or service is being provided. After which point the merchant can finalise the transaction.
This is a great way for merchants to reduce the risk of fraud, non-payment or insufficient funds with no inconvenience to their business or customers.
Making payments easy with pre-auth
Protect your business
Mitigate the risk of fraud, non-payment or no funds by reserving an amount on your customer's card in advance
Provide services in advance
Offer services such as bar tab, express checkout and more with the ability to "hold" customer funds in advance
Settle the transaction easily
Avoid potential errors as the terminal keeps track of all open pre-auth transactions. Finalise and settle the amount without the physical card
Why get pre-auth?
Temporarily "hold" customer funds
Reserve your customer's funds instead of transferring them right away
Perform a card check in advance
Allows you to check a card is valid and active without taking or establishing any amount of funds
Easy to use - two step process
Use the AUTH function to hold funds and FINALISE to complete the transaction. Open transactions can be finalised up to 30 days later
Available free of charge
Pre-authorisation feature is available free of charge to Smartpay customers. Just give us a call to set this up for you
How to get started with pre-auth
Merchants must request Pre-auth (hospitality) functionality from their Merchant Bank before it can be enabled on their EFTPOS terminal. Pre-auth transactions can be performed on all scheme (Visa, Mastercard etc.) debit and credit cards.
Once you have Pre-auth enabled on your Smartpay terminal, please call us on 0800 476 278 to activate this free of charge.
Learn more about our EFTPOS solutions
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More reasons to choose Smartpay
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