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Pre-Authorisation

Secure your payment in advance with a smart app that lets you set aside funds on your customer’s card for goods and services provided in advance of final settlement

Pre-authorisation app

The Pre-authorisation app is perfect for hotels,  car rental companies, clubs, pubs and anyone that needs to reserve funds from a customer’s card in advance for goods and services provided. 

As the name suggests, the Pre-authorisation app allows a merchant to put aside a specific amount of money until the good or service is being provided. After which point the merchant can finalise the transaction.

This is a great way for merchants to reduce the risk of fraud, non-payment or insufficient funds with no inconvenience to their business or customers.

Making payments easy with pre-auth

Protect your business

Mitigate the risk of fraud, non-payment or no funds by reserving an amount on your customer's card in advance

Provide services in advance

Offer services such as bar tab, express checkout and more with the ability to "hold" customer funds in advance

Settle the transaction easily

Avoid potential errors as the terminal keeps track of all open pre-auth transactions. Finalise and settle the amount without the physical card

Why get pre-auth?

Temporarily "hold" customer funds

Reserve your customer's funds instead of transferring them right away

Perform a card check in advance

Allows you to check a card is valid and active without taking or establishing any amount of funds

Easy to use - two step process

Use the AUTH function to hold funds and FINALISE to complete the transaction. Open transactions can be finalised up to 30 days later

Available free of charge

Pre-authorisation feature is available free of charge to Smartpay customers. Just give us a call to set this up for you

Short term EFTPOS machine hire S920 terminal

How to get started with pre-auth

Merchants must request Pre-auth (hospitality) functionality from their Merchant Bank before it can be enabled on their EFTPOS terminal. Pre-auth transactions can be performed on all scheme (Visa, Mastercard etc.) debit and credit cards. 

Once you have Pre-auth enabled on your Smartpay terminal, please call us on 0800 476 278  to activate this free of charge. 

Learn more about our EFTPOS solutions

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More reasons to choose Smartpay

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Mobile, Countertop or POS integrated – we’ve got the EFTPOS solution for you.

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Need a shorter term? Need extra features? Talk to us about a deal for your business.

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No middle men here. Deal directly with the experts. We develop our own software and service our own terminals.

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Nearly two decades of making payments simple for Kiwi businesses.

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What our customers have to say

Mobile payment saves time during the sale process as the customer can pay in a way which is familiar and convenient to them, which in-turn leads to a higher level of customer satisfaction.

Tanja West-Hill, Weekend Max Mara

Smartpay’s solution is convenient and easily integrates.

The set-up was smooth and straight forward.

Dan Horton, Magic Memories

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I would say we have gained around 20% more of our sales by adding Alipay and WeChat Pay.

Laurance Metry, Unichem

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Speak with one of our Kiwi payment specialists today!

Every year our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. Talk to us about your business today.