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EFTPOS Insurance

Give yourself that extra peace of mind by insuring your Smartpay terminal with us

EFTPOS insurance from Smartpay

Some business environments are more risky for EFTPOS terminals to potentially get damaged by liquid spills, physical impact or theft. We understand how important the EFTPOS terminal is to business and we know as it is in the frontline it can be accidentally damaged, lost or stolen. 

While some business insurance might cover these costs, the excess charged might often be higher than the cost of the terminal. With Smartpay EFTPOS insurance you can reduce your overall liability and protect yourself allowing certainty and peace of mind.

S920 EFTPOS machine with Smartpay logo

Making payments easy with EFTPOS insurance

Cupcake delivery person with cupcake box

Limit your liability

With a capped excess amount, you can always be sure to know what your costs for repairs and replacements are

Business owners discussing numbers on a screen

Perfect for risky environments

Busy retail environments, bars, nightclubs and businesses on the move can take advantage of this insurance

Merchant scanning price during sale

No reliance on business insurance

While business insurance could cover the costs, often the excess charged is higher than the cost of the terminal

Why get EFTPOS insurance

Peace of mind

Your EFTPOS terminal is covered for accidental damage, loss, theft and extended warranty

One fixed known cost

EFTPOS insurance ensures the maximum you pay is $195 per terminal per incident allowing certainty

Opt in anytime

You can opt in for EFTPOS insurance anytime on Smartpay approved EFTPOS terminals

Affordable monthly pricing

For countertop, the monthly premium is $7.95. For mobile terminals the monthly premium is $9.95

Short term EFTPOS machine hire S920 terminal

How to get started with EFTPOS insurance

You can opt for EFTPOS insurance at any time however Smartpay reserves the right to accept your policy. EFTPOS insurance is only available for Smartpay approved EFTPOS terminals.

If your Terminal is accidentally damaged, stolen or breaks down during the Period of Insurance, we will at our option either repair it or replace it with the same or a similarly featured Smartpay Terminal. Warranty cover commences for breakdowns once the manufacturer’s warranty expires. The replacement terminal is also covered by your insurance as long as you are abiding by the Policy Terms and Conditions.

If you change your mind within the first 30 days then you can contact us and we will refund your premium and cancel your policy.

To sign up give us a call on 0800 476 278 or send us an email.

Learn more about our EFTPOS solutions

Contactless card payment on EFTPOS machine


Take payments on the go with a sleek and versatile mobile EFTPOS terminal

Countertop EFTPOS terminal

Countertop EFTPOS

Your stylish and reliable companion for taking payments in-store

contactless card payment on EFTPOS machine with beer on the side

Short term rentals

Need EFTPOS for a limited time? Check out our flexible short term rental plans

More reasons to choose Smartpay

EFTPOS for everyone

Mobile, Countertop or POS integrated – we’ve got the EFTPOS solution for you.

Flexible solutions

Need a shorter term? Need extra features? Talk to us about a deal for your business.

Experts on hand

No middle men here. Deal directly with the experts. We develop our own software and service our own terminals.

Built on experience

Nearly two decades of making payments simple for Kiwi businesses.

Locally owned and operated

We’re proud of our Kiwi heritage and passionate about helping you succeed.


What our customers have to say

Xevithirus Adrastos was the best contact person to get my machine super fast and ready!, definitely I recommend to get the service from Smartpay 👌😊 happy customer here!
Zdenija S.
Zdenija S.
Shameel was amazing, got everything done ASAP to really help with the opening of our new store. Really appreciate his support and went above and beyond to get it all done in time. Would recommend... smartpay to anyone!read more
Bridie M.
Bridie M.
Xevithirus was absolutely fantastic to deal with. Super knowledgeable and helpful, made everything run smoothly, job was done very quickly. Highly recommended. Thank you.
Katie F.
Katie F.
100% genuine and trustworthy, as a new business owner they have helped me in every way possible to make sure that it works out with my business requirements.
Pizza G.
Pizza G.
We, on behalf of Probasee Bengalee Association of NZ, have hired EFTPOS machine from Smartpay a couple of times in the last few year for a couple of our events. Xev has been instrumental with... required support both these times. He had communicated with us throughout the process, and although we had applied for it quite late and were on a tight deadline, Xev made sure we get the terminal on time both the occasions. His communication, and proactive support and follow-up has been really impressive. We are very happy with the service. 100% recommend them if anyone is looking to hire EFTPOS terminals. And, a very special shout out to Xev for his more
Soham S.
Soham S.
If you own a business and not have SmartPay eftpos solution that mean you being ripped off by others.SmartPay is best and their wifi terminal is Vodafone network that mean full coverage as well.thank... you SmartPay team you guys are awesome 😎read more
Gurwinder S.
Gurwinder S.
Dealing with your Team has been such a welcomed pleasure. I was hesitant to make contact initially as I thought it would be difficult and confusing to make the change! It was totally the opposite. ... Very and efficient with clear and easy to understand information over the phone. Really appreciate the wonderful service from Xevithirus Adrastos! Well done and thankyou againMaread more
Ma & Mel’s Coffee & Kai C.
Ma & Mel’s Coffee & Kai C.
Very helpful. Great Service got this going in 2 days from signing my contract.
pratthana S.
pratthana S.
Great service and competitive price
alex h
alex h
"I had read reviews online and soon discovered Libby's feedback was not just positive but heartwarming so you can imagine my surprise and excitement when I called smartPay and it was beautiful (yes... I could tell she is beautiful over the call) Libby at the other end.She was very friendly, patient and proactive haven understood needs of our startup small business.Libby did her tricks and I got set up and got my eftpos in 4 working days.Thanks Libby, you're a pleasure to work with. You're amazing.SmartPay needs to keep employees like Libby"read more
Adekemi “God's V.
Adekemi “God's V.

Speak with one of our Kiwi payment specialists today!

Every year our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. Talk to us about your business today.