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EFTPOS Insurance

Give yourself that extra peace of mind by insuring your Smartpay terminal with us

EFTPOS insurance from Smartpay

Some business environments are more risky for EFTPOS terminals to potentially get damaged by liquid spills, physical impact or theft. We understand how important the EFTPOS terminal is to business and we know as it is in the frontline it can be accidentally damaged, lost or stolen. 

While some business insurance might cover these costs, the excess charged might often be higher than the cost of the terminal. With Smartpay EFTPOS insurance you can reduce your overall liability and protect yourself allowing certainty and peace of mind.

Making payments easy with EFTPOS insurance

Limit your liability

With a capped excess amount, you can always be sure to know what your costs for repairs and replacements are

Perfect for risky environments

Busy retail environments, bars, nightclubs and businesses on the move can take advantage of this insurance

No reliance on business insurance

While business insurance could cover the costs, often the excess charged is higher than the cost of the terminal

Why get EFTPOS insurance

Peace of mind

Your EFTPOS terminal is covered for accidental damage, loss, theft and extended warranty

One fixed known cost

EFTPOS insurance ensures the maximum you pay is $195 per terminal per incident allowing certainty

Opt in anytime

You can opt in for EFTPOS insurance anytime on Smartpay approved EFTPOS terminals

Affordable monthly pricing

For countertop, the monthly premium is $7.95. For mobile terminals the monthly premium is $9.95

Short term EFTPOS machine hire S920 terminal

How to get started with EFTPOS insurance

You can opt for EFTPOS insurance at any time however Smartpay reserves the right to accept your policy. EFTPOS insurance is only available for Smartpay approved EFTPOS terminals.

If your Terminal is accidentally damaged, stolen or breaks down during the Period of Insurance, we will at our option either repair it or replace it with the same or a similarly featured Smartpay Terminal. Warranty cover commences for breakdowns once the manufacturer’s warranty expires. The replacement terminal is also covered by your insurance as long as you are abiding by the Policy Terms and Conditions.

If you change your mind within the first 30 days then you can contact us and we will refund your premium and cancel your policy.

To sign up give us a call on 0800 476 278 or send us an email.

Learn more about our EFTPOS solutions



Take payments on the go with a sleek and versatile mobile EFTPOS terminal


Countertop EFTPOS

Your stylish and reliable companion for taking payments in-store


Short term rentals

Need EFTPOS for a limited time? Check out our flexible short term rental plans

More reasons to choose Smartpay

EFTPOS for everyone

Mobile, Countertop or POS integrated – we’ve got the EFTPOS solution for you.

Flexible solutions

Need a shorter term? Need extra features? Talk to us about a deal for your business.

Experts on hand

No middle men here. Deal directly with the experts. We develop our own software and service our own terminals.

Built on experience

Nearly two decades of making payments simple for Kiwi businesses.

Locally owned and operated

We’re proud of our Kiwi heritage and passionate about helping you succeed.


What our customers have to say

Mobile payment saves time during the sale process as the customer can pay in a way which is familiar and convenient to them, which in-turn leads to a higher level of customer satisfaction.

Tanja West-Hill, Weekend Max Mara

Smartpay’s solution is convenient and easily integrates.

The set-up was smooth and straight forward.

Dan Horton, Magic Memories

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I would say we have gained around 20% more of our sales by adding Alipay and WeChat Pay.

Laurance Metry, Unichem

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Speak with one of our Kiwi payment specialists today!

Every year our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. Talk to us about your business today.