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UnionPay Direct

Accept one of the most popular card schemes in the world and let customers pay with their UnionPay card on your EFTPOS terminal  

UnionPay Direct app from Smartpay

UnionPay is the most popular card scheme brand in China and also widely popular across 24 other countries including Japan, Hong Kong and South Korea. In New Zealand, over 200,000 consumers pay with UnionPay providing big business potential. 

With your Smartpay EFTPOS terminal, you can accept payments from debit cards and credit cards that use the UnionPay scheme. 

Open your doors to more customers by letting them pay you with a payment method of their choice. 


S920 EFTPOS machine with Smartpay logo

Making payments simple with UnionPay Direct

Contactless card payment on bar counter

Accept one of the most popular payment card brands

Accept debit and credit cards on the UnionPay network. Your customers benefit from no spending limits or high foreign exchange rates

Customer making contactless payments

Choose how you process the payments to your account

UnionPay transactions can either be processed through the Worldline (formerly Paymark) network or through our UnionPay Direct add-on

Chinese lanterns

Give your foreign customers the same payment experience

If payment is processed through our UnionPay Direct app, customers get a UnionPay specific payment experience and transaction receipt

Why get UnionPay Direct?

Grow your business potential

Make more sales by giving UnionPay cardholders direct access to their accounts

Offer the same payment experience

UnionPay Direct provides the same payment experience that foreign tourists have in their country

Make the change, with no interruption

We can help you get set up without the need to change any hardware

Free to set-up and affordable to accept

You only pay a fee when you make a sale, so there’s nothing to lose

Short term EFTPOS machine hire S920 terminal

How to get setup with UnionPay Direct

Setting you up for UnionPay is very simple. There are two options available – either processing through the Worldline (formerly Paymark) network or through our UnionPay Direct add on. If your merchant bank can act as your acquirer, you’ll just need the latest software on compatible terminals and you can accept UnionPay through the Paymark network in the same way you do a Visa or Mastercard payment.

If your bank doesn’t support UnionPay, we can offer you UnionPay Direct on your existing terminal. Sign the merchant agreement with UnionPay, download the software to the Smartpay terminal and you are up and running.

To get UnionPay Direct on your Smartpay EFTPOS terminal, simply complete the Merchant Agreement form and return to or fax to 09 442 0622

Learn more about our EFTPOS solutions

Contactless card payment on EFTPOS machine


Take payments on the go with a sleek and versatile mobile EFTPOS terminal

Countertop EFTPOS terminal

Countertop EFTPOS

Your stylish and reliable companion for taking payments in-store

contactless card payment on EFTPOS machine with beer on the side

Short term rentals

Need EFTPOS for a limited time? Check out our flexible short term rental plans

More reasons to choose Smartpay

EFTPOS for everyone

Mobile, Countertop or POS integrated – we’ve got the EFTPOS solution for you.

Flexible solutions

Need a shorter term? Need extra features? Talk to us about a deal for your business.

Experts on hand

No middle men here. Deal directly with the experts. We develop our own software and service our own terminals.

Built on experience

Nearly two decades of making payments simple for Kiwi businesses.

Locally owned and operated

We’re proud of our Kiwi heritage and passionate about helping you succeed.


What our customers have to say

Xevithirus Adrastos was the best contact person to get my machine super fast and ready!, definitely I recommend to get the service from Smartpay 👌😊 happy customer here!
Zdenija S.
Zdenija S.
Shameel was amazing, got everything done ASAP to really help with the opening of our new store. Really appreciate his support and went above and beyond to get it all done in time. Would recommend... smartpay to anyone!read more
Bridie M.
Bridie M.
Xevithirus was absolutely fantastic to deal with. Super knowledgeable and helpful, made everything run smoothly, job was done very quickly. Highly recommended. Thank you.
Katie F.
Katie F.
100% genuine and trustworthy, as a new business owner they have helped me in every way possible to make sure that it works out with my business requirements.
Pizza G.
Pizza G.
We, on behalf of Probasee Bengalee Association of NZ, have hired EFTPOS machine from Smartpay a couple of times in the last few year for a couple of our events. Xev has been instrumental with... required support both these times. He had communicated with us throughout the process, and although we had applied for it quite late and were on a tight deadline, Xev made sure we get the terminal on time both the occasions. His communication, and proactive support and follow-up has been really impressive. We are very happy with the service. 100% recommend them if anyone is looking to hire EFTPOS terminals. And, a very special shout out to Xev for his more
Soham S.
Soham S.
If you own a business and not have SmartPay eftpos solution that mean you being ripped off by others.SmartPay is best and their wifi terminal is Vodafone network that mean full coverage as well.thank... you SmartPay team you guys are awesome 😎read more
Gurwinder S.
Gurwinder S.
Dealing with your Team has been such a welcomed pleasure. I was hesitant to make contact initially as I thought it would be difficult and confusing to make the change! It was totally the opposite. ... Very and efficient with clear and easy to understand information over the phone. Really appreciate the wonderful service from Xevithirus Adrastos! Well done and thankyou againMaread more
Ma & Mel’s Coffee & Kai C.
Ma & Mel’s Coffee & Kai C.
Very helpful. Great Service got this going in 2 days from signing my contract.
pratthana S.
pratthana S.
Great service and competitive price
alex h
alex h
"I had read reviews online and soon discovered Libby's feedback was not just positive but heartwarming so you can imagine my surprise and excitement when I called smartPay and it was beautiful (yes... I could tell she is beautiful over the call) Libby at the other end.She was very friendly, patient and proactive haven understood needs of our startup small business.Libby did her tricks and I got set up and got my eftpos in 4 working days.Thanks Libby, you're a pleasure to work with. You're amazing.SmartPay needs to keep employees like Libby"read more
Adekemi “God's V.
Adekemi “God's V.

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Every year our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. Talk to us about your business today.