Skip to content

UnionPay Direct

Accept one of the most popular card schemes in the world and let customers pay with their UnionPay card on your EFTPOS terminal  

UnionPay Direct app from Smartpay

UnionPay is the most popular card scheme brand in China and also widely popular across 24 other countries including Japan, Hong Kong and South Korea. In New Zealand, over 200,000 consumers pay with UnionPay providing big business potential. 

With your Smartpay EFTPOS terminal, you can accept payments from debit cards and credit cards that use the UnionPay scheme. 

Open your doors to more customers by letting them pay you with a payment method of their choice. 


S920 EFTPOS machine with Smartpay logo

Making payments simple with UnionPay Direct

Contactless card payment on bar counter

Accept one of the most popular payment card brands

Accept debit and credit cards on the UnionPay network. Your customers benefit from no spending limits or high foreign exchange rates

Customer making contactless payments

Choose how you process the payments to your account

UnionPay transactions can either be processed through the Worldline (formerly Paymark) network or through our UnionPay Direct add-on

Chinese lanterns

Give your foreign customers the same payment experience

If payment is processed through our UnionPay Direct app, customers get a UnionPay specific payment experience and transaction receipt

Why get UnionPay Direct?

Grow your business potential

Make more sales by giving UnionPay cardholders direct access to their accounts

Offer the same payment experience

UnionPay Direct provides the same payment experience that foreign tourists have in their country

Make the change, with no interruption

We can help you get set up without the need to change any hardware

Free to set-up and affordable to accept

You only pay a fee when you make a sale, so there’s nothing to lose

Short term EFTPOS machine hire S920 terminal

How to get setup with UnionPay Direct

Setting you up for UnionPay is very simple. There are two options available – either processing through the Worldline (formerly Paymark) network or through our UnionPay Direct add on. If your merchant bank can act as your acquirer, you’ll just need the latest software on compatible terminals and you can accept UnionPay through the Paymark network in the same way you do a Visa or Mastercard payment.

If your bank doesn’t support UnionPay, we can offer you UnionPay Direct on your existing terminal. Sign the merchant agreement with UnionPay, download the software to the Smartpay terminal and you are up and running.

To get UnionPay Direct on your Smartpay EFTPOS terminal, simply complete the Merchant Agreement form and return to or fax to 09 442 0622

Learn more about our EFTPOS solutions

Contactless card payment on EFTPOS machine


Take payments on the go with a sleek and versatile mobile EFTPOS terminal


Countertop EFTPOS

Your stylish and reliable companion for taking payments in-store

contactless card payment on EFTPOS machine with beer on the side

Short term rentals

Need EFTPOS for a limited time? Check out our flexible short term rental plans

More reasons to choose Smartpay

EFTPOS for everyone

Mobile, Countertop or POS integrated – we’ve got the EFTPOS solution for you.

Flexible solutions

Need a shorter term? Need extra features? Talk to us about a deal for your business.

Experts on hand

No middle men here. Deal directly with the experts. We develop our own software and service our own terminals.

Built on experience

Nearly two decades of making payments simple for Kiwi businesses.

Locally owned and operated

We’re proud of our Kiwi heritage and passionate about helping you succeed.


What our customers have to say

Based on 160 reviews
Christainson W.
Christainson W.
Smartpay guys are really good, they have excellent customer skills, and they know how to respect their customer. I spoke to Pam L, an agent who assisted me to get my Eftpos machines, she was absolutely amazing, she followed through patiently till the end and was so gracious with all the queries and doubts. She is certainly someone who has a great heart and attitude.Also when I reached outside the hours of pickup, the other agent actually came out of the office and waited for me to handed over the device to me... "that just blew me off", do you really need to do that guys!Thank you so so very much!Chris WelslyChai Wala Bhai
Aurelia Sierra P.
Aurelia Sierra P.
We decided to switch providers from WindCave for their poor service etc. From the "Get-Go" we dealth with Xev. They made it so easy for us. From signing up and making sure we knew what our next step was and ETA's - we were communicated with from the JUMP. Thank you SmartPay team - give my mate Xev a raise or some sort of recognition please.Even after we were all set up - when I emailed for assistance, he referred us onto the help desk team and was so polite and informative. Its always very nerve racking when switching providers and even more so when your liaison is not even informative. We really do appreciate your amazing service Xev!Highly recommend!Team at Health New Lynn
Liza-Kay B.
Liza-Kay B.
Jamie is an amazing rep - he has chased my business, and chased my bank for me. Apart from being friendly and efficient, he was also really good at getting the job done.I have been the worst customer ever - but he got me there in the end 🙂 5 stars and a pay rise for Jamie!
Newtown Union Health S.
Newtown Union Health S.
Great Solution to meld our PMS as a POS, saves so much time.
Bodywise Natural H.
Bodywise Natural H.
Great service and always very helpful.
Tze Wei Daniel T.
Tze Wei Daniel T.
Aran has been super helpful in answering my questions promptly and always quick to reply. Very reliable in registering and starting with Smartpay.
Montrose Cafe B.
Montrose Cafe B.
Excellent service. I have rented mobile machines for past few years for events.They always deliver with great service. Thanks guys
Glam nails &.
Glam nails &.
Amanda, is really good with customer services communication response respectful all sort of things. And very fast handling of efpost machine. Very affordable for new business owners. Very easy to connect. 100/100 recommend. Thank you Amanda. You are the best
Josh A.
Josh A.
Joshua Was awesome to deal with and helped me with all my questions and covered a lot more recommend this company for all your eftpos needs amazing to deal with Highly
Zdenija S.
Zdenija S.
Xevithirus Adrastos was the best contact person to get my machine super fast and ready!, definitely I recommend to get the service from Smartpay 👌😊 happy customer here!

Speak with one of our Kiwi payment specialists today!

Every year our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. Talk to us about your business today.