If you are processing or storing credit card information in your business, you are responsible for card data security. Here are a few tips to keep your business and customer’s credit card data secure:
1. Make sure your EFTPOS terminal software is certified and up-to-date.Security and compliance updates keep your terminal ahead of the scammers. Each time you take an EFTPOS payment, transaction data is scrambled before it even leaves the terminal. Once it is sent over the network, Paymark use Point-to-point encryption (P2PE) standards to protect the data as it moves through the process. These standards change from time to time but if you lease a terminal with Smartpay we will help you with this by providing software updates and hardware upgrades when required.
2. Keep your EFTPOS hardware safe and check for tamperingYou should check your terminal regularly for any tampering. Ask yourself these questions when inspecting your terminal:
- Have any stickers been removed, replaced or damaged?
- Does any part of the cabling look different?
- Are any additional or unknown items of electronic equipment connected to the EFTPOS terminal?
3. Keep your electronic equipment and Internet connection secureKeeping the network that your terminal connects to safe and secure will make it more difficult for criminals to access card information. The following tips will help you have a more secure network:
- Use up-to-date anti-virus software
- Always change passwords from their factory defaults – use strong passwords that include a variety of characters and update them regularly (e.g a combination of uppercase, lowercase, special characters and numbers).
- Don’t use unsecured networks or public Wi-Fi for your terminal.