Choosing a payments provider is just as important as choosing a terminal. Get it right, and your business can take off.

To work out who is going to be a good fit for your business, try using the three Ts: Trust, Technology and Terms.


Your payment solution is only as good as the company providing it, so consider:

Reputation: How long have they been in business, and what do other people say about them?

Support: If something goes wrong, how fast can you get help and how good will that help be?

Security: How does the company handle security and compliance updates?

Smartpay is a proud Kiwi company and one the biggest EFTPOS providers in New Zealand. Our support team is locally-based, available 24/7 and speak fluent Kiwi (plus we have Mandarin speakers). We also take care of your security and compliance updates so you don’t have to.

Before you choose a provider, ask them lots of questions.  It’s much easier to fix a terminal than it is to fix a poor relationship with your provider.


A lot has changed since EFTPOS first arrived on the scene in 1985. You can now use a tablet as your POS system, or let customers pay in a foreign currency.  You can also take QR payments such as Alipay and WeChat Pay.

Choose a provider that has an eye on the future. Smartpay has an in-house development team that is constantly scanning and integrating new trends into our solutions. We also regularly upgrade our software and hardware so you always have access to the latest and greatest tech.


Before you sign-up to a provider, think about what sort of commitment you want to make.

Fixed leases offer better rates, while short term or open-term leases provide more flexibility.

Smartpay offers a range of lease options – from a week, a month right through to 12 months and beyond.

You can also choose to buy your own terminal outright, however in New Zealand it’s more common to lease.

Talk to the team at Smartpay

To get started, talk to the team at Smartpay, and together we’ll get you set up with the right solution and support.

  • We will handle your contact details in accordance with our Privacy Policy. You can opt out of receiving marketing communications by clicking on the unsubscribe link at the bottom of every email, or by emailing

  • This field is for validation purposes and should be left unchanged.
CALL SALES 0800 476 278
CALL SUPPORT 0800 476 278